SBI’s business, measured as deposits plus loans, stood at ₹110.01 lakh crore at June-end 2026 after passing the ₹100 lakh crore milestone. Setty said the current growth path could take it to ₹170–180 lakh crore, while ₹200 lakh crore remains a stretch goal rather than a certainty.

The milestone year would mark 75 years since SBI’s formation on July 1, 1955. It was created through parliamentary legislation following the government’s takeover of the Imperial Bank of India. Setty linked its expansion to the economy, saying economic growth of 7–8% generally supports balance-sheet growth of around 11–12%. He also noted that SBI’s business typically doubles over six years.

Under Vision 2030, SBI is focusing on customers, staff, shareholders and regulators. Its priorities include improving customer service, simplifying employees’ work and raising productivity. Greater efficiency is also intended to strengthen shareholder value, while the bank continues supporting agriculture and MSMEs and handling roughly a quarter of India’s savings.

The financial priorities include maintaining a 12% CET 1 ratio and a 15% CRAR, both measures of capital strength. SBI also wants technology and improved working methods to help bring its cost-to-income ratio down by 2–3%.