BankAI

ChatGPT, built for Indian banking.

Trained on the workflows of PSBs, private banks, RRBs, SFBs and NBFCs. From RBI circulars to JAIIB prep — BankAI speaks your language.

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Draft a Home Loan sanction letter for ₹45 lakh at 8.75% for 20 years.
**Sanction Letter — Home Loan** Dear Customer, We are pleased to convey sanction of your Home Loan as below: • **Amount:** ₹45,00,000 • **Rate:** 8.75% p.a. (floating, linked to RLLR) • **Tenure:** 240 months • **EMI:** ≈ ₹39,775 • **Processing fee:** ₹11,000 + GST Kindly execute the loan documents within 30 days from the date of this letter… _Verify with your bank's latest circular and compliance team._

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Regulations & Circulars
RBI, SEBI, IRDAI, NPCI master directions explained.
Explain RBI master direction
Summarize a circular
✍️
Drafting & Letters
Customer letters, internal notes, emails, memos.
Sanction letter
Rejection letter (polite)
💳
Credit & Lending
Appraisal, checklists, ratios, structuring.
Home Loan checklist
MSME appraisal note
⚖️
Compliance, AML & KYC
PMLA, FATCA, FEMA, KYC, sanctions.
Cash deposit ₹12L AML
PEP onboarding
🚨
Fraud & Risk
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Account opening red flags
UPI mule account signs
🏦
Branch Operations
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Locker rent revision SOP
FD premature closure