The card is available to eligible business customers nationwide and supports payments online as well as at physical outlets. Spending draws on the linked overdraft (OD) or cash credit (CC) account in real time, bringing card payments within the business’s existing borrowing arrangement.

Companies can use it for vendor bills, routine operating expenses and other business purchases. A central dashboard brings spending information together, helping customers follow expenses without maintaining separate manual records for each payment. The direct account linkage is also intended to reduce reconciliation work.

Business owners can assign daily spending caps to employees or departments and revise them when needed. These controls let companies manage how their working capital is used while giving teams access to a card for business payments.

The bank has partnered with RuPay, Mastercard, Visa and the NPCI platform for the offering, with PropelGo Technologies providing the technical infrastructure. Executive Director Jagdeep Mallareddy said the product aims to make working capital more usable for everyday expenses and improve efficiency for both larger companies and MSMEs. Pricing and detailed eligibility conditions have not been stated.