Dhanlaxmi Bank has started the 2026-27 financial year on a very strong note. The bank reported a net profit of ₹24.91 crore for the first quarter (Q1) ending June 30. This is a huge jump compared to the ₹12.18 crore profit it made during the same period last year. The operating profit (profit from daily banking activities) also rose to ₹51.45 crore from ₹33.28 crore. These numbers show that the bank is becoming much more efficient in its operations.

The total business of the bank has now reached ₹35,190 crore. This is a growth of over 21 per cent compared to June 2025. Total deposits grew by 17 per cent to reach ₹19,404 crore. For bankers, the most important part is the CASA ratio (Current Account and Savings Account). CASA deposits rose to ₹5,591 crore. Retail term deposits (fixed deposits from regular customers) also grew by 18.62 per cent to reach ₹10,178 crore.

On the lending side, Gross Advances (total loans given) improved to ₹15,786 crore. The bank saw massive growth in its retail loan portfolio, which includes gold loans. This section grew by 52.87 per cent. Specifically, gold loans grew by nearly 76 per cent to reach ₹7,105 crore. This shows that the bank is focusing heavily on secured lending to drive its growth.

Ajith Kumar K K, the Managing Director and CEO, said these results are very encouraging. He mentioned that the 21 per cent business growth in Q1 will help the bank maintain its strategy for the rest of the year. He credited the sustained efforts of the bank staff over the past few years for this success. This positive outlook is a good sign for aspirants looking to join the bank.

The bank has also improved its financial health indicators. The Capital to Risk-Weighted Assets Ratio (CRAR—the buffer a bank keeps to handle losses) stands at 19.19 per cent. The Provision Coverage Ratio (PCR—the money kept aside for bad loans) is at a strong 92.77 per cent. These ratios show that the bank is following very safe and prudent banking practices as per RBI guidelines.

Asset quality is another area where the bank performed well. The Gross NPA (Non-Performing Assets or bad loans) dropped to 1.82 per cent. The Net NPA, which is the actual burden of bad loans after provisions, fell to just 0.47 per cent. This indicates that the bank is doing a great job at recovering loans and keeping its books clean. Customers and staff can expect a stable future if this trend continues.