Important StoriesIDBI Bank stake sale: FinMin cites High Court ruling, Budget speeches to reject irregularity claimsHDFC Bank reports 5% increase in Q2FY27 standalone net profit at ₹19,510 croreAxis Bank quarterly profit rises 37.6%, but misses estimates on higher costsICICI Bank Q2 net profit jumps 22% to ₹16,333 crIndia gets tariff reprieve as Trump waives Russian oil penalties, but the threat lingersFollow UsFOLLOW US ON WHATSAPPHomeGO BACK TO HOME THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS. THIS AD SUPPORTS OUR JOURNALISM. SUBSCRIBE FOR MINIMAL ADS. Central Bank of India Q2 net profit jumps 21% to ₹1,469 cr on higher core income Central Bank of India’s total income climbs to ₹11,737 crore in Q2 FY27 from ₹10,212 crore a year ago By PTI Updated - October 17, 2026 at 06:42 PM. | Mumbai, October 17 ×ShareWhatsAppXFacebookLinkedInMessengerRedditMailhttps://www.thehindubusinessline.com/money-and-banking/central-bank-of-india-q2-net-profit-jumps-21-to-1469-cr-on-higher-core-income/article71596558.eceCopy Central Bank of India’s interest income rose to ₹10,357 crore in the September quarter of FY27 from ₹8,743 crore in the year-ago period.

Central Bank of India on Saturday reported a 21 per cent rise in net profit to ₹1,469 crore for the second quarter ended September 30, helped by improved core income and reduction in bad assets.

The public sector lender posted a net profit of ₹1,324 crore in the same period of the previous fiscal.

The bank's total income increased to ₹11,737 crore in the second quarter from ₹10,212 crore a year ago, Central Bank of India said in a regulatory filing.

Interest income rose to ₹10,357 crore in the September quarter of FY27 from ₹8,743 crore in the year-ago period.

During the quarter, net interest income rose 26 per cent to ₹4,146 crore against ₹3,283 crore in the second quarter of last financial year.

Cost-to-income ratio reduced to 58.95 per cent compared to 62.42 per cent in the year-ago period.

The bank's operating profit also increased to ₹2,268 crore from ₹2,186 crore a year ago.

As regards asset quality, gross non-performing assets (NPAs) of the bank moderated to 2.39 per cent of gross advances at the end of September 2026 compared to 3.01 per cent a year ago.

Similarly, net NPAs or bad loans came down to 0.31 per cent at the end of September 2026 against 0.48 per cent a year ago.

However, provisioning increased to ₹490 crore during the quarter against ₹144 crore in the July-September period of the last fiscal.

The Provision Coverage Ratio (PCR) stood at 97.16 per cent as on September 30, 2026, registering a growth of 28 bps, from 96.88 per cent at the end of September 2025.

The Capital to Risk-Weighted Assets Ratio (CRAR) improved to 17.68 per cent from 17.48 per cent at the end of the second quarter of the previous financial year.

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