The report describes a mixed record as Jagdishan’s tenure comes to an end: improvement in the bank’s operations alongside disappointing stock performance. The contrast is central to the story, with a stronger banking business not translating into comparable gains for shareholders.

During his leadership, HDFC Bank expanded its loan book and improved asset quality. These are the main operational gains identified in the supplied report. It does not provide the size of the loan book, the extent of the asset-quality improvement or figures showing how those measures changed.

On the investor side, SBI and ICICI Bank delivered better wealth creation than HDFC Bank. The report also says HDFC Bank’s share price has declined following its merger with HDFC. It does not give a percentage decline or quantify the return gap between the banks.

The picture therefore remains one of operational progress coupled with a challenge on shareholder returns. The supplied material does not set out a recovery timetable, explain specific steps planned to revive stock performance or state when Jagdishan’s tenure ends.