State Bank of India is approaching a sizeable milestone in housing finance, with its chairman indicating that the mortgage book is on course to reach Rs 10 lakh crore. The figure is an expectation for the quarter, rather than confirmation that the bank has already reached that level.

The reported 28% share underlines SBI’s position in the home loan market. However, the supplied report does not give the portfolio’s current value or a previous-period comparison. That means it does not establish how much additional lending is needed to reach the milestone, or how quickly the book has grown.

SBI has also emphasised making housing loans accessible to customers across the country. The available text does not set out specific changes to loan processing, eligibility conditions or interest rates. It also does not identify the quarter by calendar dates, so the expected milestone cannot be tied to a more precise deadline from this report alone.