The mobilisation took place through a concessional swap facility offered by the Reserve Bank of India. The report links the large inflow to two main attractions for non-resident Indians: interest rates ranging from 6% to 7.5% and significant incentives involving leverage. Together, these features helped banks draw in the reported record amount.

The 85-day collection period is a key part of the story, alongside the comparison with 2013. Banks brought in almost four times the amount seen at that earlier benchmark. However, the supplied report does not give the exact 2013 figure or state the calendar dates covered by the latest mobilisation period.

The information available also leaves several product-level questions unanswered. It does not identify the banks that collected the deposits, provide their individual totals, or explain the leverage arrangements. Nor does it set out which deposit tenures attracted which interest rates. The reported range therefore should not be read as a single rate applying to every FCNR(B) deposit.