The fresh offerings show that finding buyers remains a challenge for public sector lenders. Many of the bad loans on offer had already been put up for sale before, rather than being offered to buyers for the first time. Banks are now making another attempt to sell these accounts.

Indian Overseas Bank and Indian Bank were at the forefront of the repeat offerings. The supplied report does not give a bank-wise split of the ₹39,000 crore, so the amount attributable to either lender has not been stated. It also does not provide account-level details.

The pattern was markedly different at private sector banks, where repeat sale attempts were few. That contrast is the key finding: public sector banks were bringing back a much larger share of previously offered bad loans. However, the report does not explain the reasons for this difference between the two groups.

Another sale attempt does not establish that a buyer has been found. The report gives no confirmed outcome for the renewed offerings and does not state the prices being sought or the amounts banks expect to recover.