JAIIB

JAIIB — Choose Your Paper

Junior Associate of Indian Institute of Bankers — Select a paper to explore modules and chapters

4 Papers Free Creative Notes Memory Tricks Visual Diagrams
4
Papers
16
Modules
165
Chapters
100%
Free
Study Material

4 Papers — All Free Notes

Click any paper to expand modules. Click chapter pills to start studying.

JAIIB • Paper 1
IE & IFS
Indian Economy & Indian Financial System
Economic journey, financial system, monetary policy, banking regulations.
4 Modules45 Chapters
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Modules & Chapters
Module A — Indian Economic Architecture (11 Ch)
Module B — Economic Concepts (8 Ch)
Module C — Indian Financial Architecture (9 Ch)
JAIIB • Paper 2
PPB
Principles & Practices of Banking
Banking operations, KYC, loans, technology, ethics.
4 Modules55 Chapters
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Modules & Chapters
Module A — Banking Operations & Accounts (15 Ch)
Module D — Banking Technology & Ethics (11 Ch)
JAIIB • Paper 3
AFM
Accounting & Financial Management
Accounting, financial statements, ratio analysis, taxation, costing.
4 Modules35 Chapters
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Modules & Chapters
Module A — Accounting Principles (10 Ch)
Module B — Financial Statements & Audit (8 Ch)
Module C — Financial Management & Maths (10 Ch)
Module D — Taxation & Costing (7 Ch)
JAIIB • Paper 4
RBWM
Retail Banking & Wealth Management
Retail products, wealth management, insurance, digital banking.
4 Modules30 Chapters
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Modules & Chapters
Module A — Retail Banking Basics (4 Ch)
Module B — Retail Products & Technology (12 Ch)
Module C — Marketing & Service Delivery (6 Ch)
Module D — Wealth Management & Housing (8 Ch)
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Frequently Asked Questions about JAIIB 2026

What is JAIIB and who conducts it?

JAIIB (Junior Associate of the Indian Institute of Bankers) is a flagship banking certification conducted by IIBF (Indian Institute of Banking & Finance). It is designed for working bank employees and aspirants who want to build a strong foundation in banking principles, practices, accounting and the Indian financial system.

How many papers are there in JAIIB 2026?

JAIIB 2026 has four papers: Paper 1 — Indian Economy & Indian Financial System (IE&IFS), Paper 2 — Principles & Practices of Banking (PPB), Paper 3 — Accounting & Financial Management (AFM) and Paper 4 — Retail Banking & Wealth Management (RBWM).

Is the study material on BankerBro free?

Yes. All 165 chapters of JAIIB 2026 study material on BankerBro are 100% free. You get chapter-wise notes, memory tricks, visual diagrams and revision summaries without any signup or payment.

How should I start my JAIIB 2026 preparation?

Begin with Paper 1 (IE&IFS) Module A to build a strong conceptual base, then move sequentially through the four papers. Use BankerBro’s chapter notes for first reading, the memory tricks for retention, and the diagrams for last-minute revision.

What is the passing score for JAIIB?

To pass JAIIB, a candidate needs a minimum of 50% marks in each paper or an aggregate of 50% with at least 45% in each paper. Each paper is typically 100 marks with a duration of 2 hours.

How often is the JAIIB exam held?

IIBF conducts the JAIIB examination twice a year — typically in May/June and November/December. Candidates can check the IIBF website for the exact JAIIB 2026 exam calendar and registration dates.

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